Monday, August 4, 2008

Go Irish

D thinks it's silly for me to blog about this, so I'll keep it short.

For those of you (including my parents) who may have been concerned about our troubles getting health insurance through COBRA, I bring you actual good news: we now have short-term health insurance through the end of the year from Celtic Insurance Company.* So our asses are covered in case of catastrophe. We'll look for long-term coverage after we move, since health insurance shenanigans vary from state to state.

~CKL

* Based on my friend Raj's recommendation, we did look at GradMed, but they denied our application because we answered "yes" to the question:
In the past 15 days, have you or any person to be insured: taken prescription medication for any medical condition, been seen by a member of the medical profession for a medical condition, or been hospital confined? This question should not be answered yes if the only medication taken is birth control medication for the prevention of pregnancy?
Celtic didn't ask that question; they just say they won't cover any pre-existing conditions. It's not the best coverage in the world--D pointed out at least three potential "weasel clauses" in their contract--but it'll do for now. And it's a hell of a lot cheaper than COBRA would have been.

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